Research desk · CBU · NYSE

SEC financials, peer compare, and chart. Scores open the matching desk. Research only — not advice.

COMMUNITY FINANCIAL SYSTEM, INC. · National Commercial Banks

COMMUNITY FINANCIAL SYSTEM, INC. financial statements, chart, and peer compare from SEC filings.

COMMUNITY FINANCIAL SYSTEM, INC. (CBU) operates as a commercial bank.

Market cap
$3.33B
P/E
15.04
P/B
1.60
Profit margin
43.32%
ROE
10.69%
NI CAGR 5Y
5.03%

Related Financials stocks: NBTB stock financials · WSFS stock financials · FFBC stock financials · BANF stock financials · TRMK stock financials

See Financials moving on the anomaly desk

misprise.com
Constructive (60–72) TTM Updated October 18, 2026 10:29 pm ← Screener
Primary research · 02

CBU financial statements

Each Compare name is its own block of years. Filing lines are SEC reports; P/E and price sit on that name’s TTM column only.

Primary research · 03

CBU stock peer compare

Each bar is that name’s percent vs its last TTM, on one zero line. Zero is unchanged. This ticker is the black bar.

Focus chart

Zero is unchanged vs last TTM. Every name is a percent for the metric you pick.

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CBU stock peer headlines

Yahoo Finance RSS for CBU and the names in Compare.

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CBU stock price chart

Overlays follow the Compare table.

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CBU stock — research snapshot

Screen strengths and watchouts for CBU stock from the latest Misprise snapshot.

Strengths

  • Operating margin 93.8% — solid operating leverage.
  • Profit margin 43.3% — durable bottom-line quality.
  • FCF margin 50.9% — cash conversion looks healthy.
  • Debt/equity 0.50 — leverage looks manageable.
  • PEG 0.44 — growth-adjusted valuation is relatively supportive.

Watchouts

  • ROA 1.3% — muted asset returns.
  • Rev CAGR 5Y 6.6%
  • Rev CAGR 3Y 6.4%
  • EPS CAGR 5Y 5.2%
  • EPS CAGR 3Y 4.7%
  • FCF CAGR 5Y 7.2%
  • FCF CAGR 3Y 5.0%
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CBU stock FAQs

Short answers for CBU stock — statements, sector, and how this page is meant to be used.

What is CBU stock?

COMMUNITY FINANCIAL SYSTEM, INC. (CBU) operates as a commercial bank. CBU stock sits in Financials (National Commercial Banks), listed on NYSE.

Where can I find COMMUNITY FINANCIAL SYSTEM, INC. financial statements?

COMMUNITY FINANCIAL SYSTEM, INC. financial statements — income statement, balance sheet, and cash flow — are on this CBU stock page, parsed from SEC 10-K and 10-Q filings. Use Annual or Quarterly, then the statement tabs. Research only.

What happened to CBU stock?

This page is a research snapshot of COMMUNITY FINANCIAL SYSTEM, INC. (CBU) from the latest SEC filings in the Misprise database as of TTM. It is not a news feed or a delisting notice. Open the financial statements, chart, and peer compare below, then read the filings. Research only — not financial advice.

Does this page show the CBU stock price?

The live chart on this CBU stock page is the same TradingView chart as the screener. Statement tables use SEC filings. Any price or multiple on the TTM column is a market snapshot from the last seed, not a real-time quote. Research only.

What sector is CBU stock in?

COMMUNITY FINANCIAL SYSTEM, INC. is classified in National Commercial Banks, inside the Financials sector, and trades on NYSE. This page is a research snapshot, not a full company profile.

How do I read CBU financial statements?

Start with this ticker’s block (TTM, then its fiscal years or quarters). Each Compare name is a separate block of its own periods — not mixed by year. A blank is a period we do not have, not a zero. Research only — not a buy or sell.

Where does the CBU statement data come from?

Income, balance sheet, and cash-flow lines are parsed from SEC company filings (10-K / 10-Q and 20-F). TTM is the last four reported quarters added together, not a separate filing. P/E, forward P/E, price, and market cap are a market quote at last seed — trailing P/E from the quote when available, otherwise last price divided by TTM EPS. They are not 10-K line items and appear on the TTM column only. Research only — not financial advice.

Where can I find the CBU income statement, balance sheet, and cash flow?

On this CBU stock page, open Financial statements and use the Income, Balance sheet, and Cash flow tabs. Growth and valuation sit under More. Filing figures are from SEC reports; valuation multiples are the market snapshot described above.

What is the Misprise Score for CBU stock?

CBU stock currently scores 65/100 (Constructive (60–72)). COMMUNITY FINANCIAL SYSTEM, INC. is constructive on the screen — worth a deeper look at compounding and filings before treating it as high conviction. The score is a screen of quality, growth, and balance-sheet inputs — not a price target. Compare it in the Misprise screener; it is not a separate score page.

How is the CBU comparison winner decided?

Lead and Tie follow the number printed on each factor row, not a blended category score. Growth, quality, score, current ratio, and coverage: the higher figure leads. Value multiples (P/E, PEG, P/B, P/S) and debt ratios: the lower figure leads. Tie appears only when those printed numbers match. The header winner is whoever takes more of those five rows. CAGR uses the 5-year horizon and drops to 3-year only when both names report it. Research only — not a buy or sell.

What is the Anomaly Score on this CBU page?

Anomaly Score is how unusual a filing pattern is versus this company’s own history and its industry — not the same as Misprise Score. A high anomaly with a weak Misprise Score is often a noisy name. Open the anomaly detector to see the flag. Research only — not financial advice.

What does the green grant dot mean on CBU stock?

A green circle next to the title means this ticker appears in the Misprise grants calendar with a recent federal award (USASpending / SAM). Tap the dot for date, agency, and amount when available. It is a research flag only — not a buy or sell signal.

Is CBU stock a buy?

No recommendation either way. This CBU stock page organizes statements, ratios, and peers so you can do your own work. It is educational only — not advice to buy or sell COMMUNITY FINANCIAL SYSTEM, INC..