Research desk · OSBC · Nasdaq

SEC financials, peer compare, and chart. Scores open the matching desk. Research only — not advice.

OLD SECOND BANCORP INC · State Commercial Banks

OLD SECOND BANCORP INC financial statements, chart, and peer compare from SEC filings.

OLD SECOND BANCORP INC (OSBC) operates as a commercial bank.

Market cap
$1.3B
P/E
15.15
P/B
1.44
Profit margin
27.86%
ROE
9.47%
NI CAGR 5Y
23.61%

Related Financials stocks: GBCI stock financials · ABCB stock financials · IBOC stock financials · SFBS stock financials · PFS stock financials

See Financials moving on the anomaly desk

misprise.com
Constructive (60–72) TTM Updated October 19, 2026 4:58 am ← Screener
Primary research · 02

OSBC financial statements

Each Compare name is its own block of years. Filing lines are SEC reports; P/E and price sit on that name’s TTM column only.

Primary research · 03

OSBC stock peer compare

Each bar is that name’s percent vs its last TTM, on one zero line. Zero is unchanged. This ticker is the black bar.

Focus chart

Zero is unchanged vs last TTM. Every name is a percent for the metric you pick.

Supporting · 04

OSBC stock peer headlines

Yahoo Finance RSS for OSBC and the names in Compare.

Ticker Date Headline
Loading headlines…
Supporting · 05

OSBC stock price chart

Overlays follow the Compare table.

Chart loads when you scroll here
Supporting · 06

OSBC stock — research snapshot

Screen strengths and watchouts for OSBC stock from the latest Misprise snapshot.

Strengths

  • Operating margin 60.1% — solid operating leverage.
  • Profit margin 27.9% — durable bottom-line quality.
  • FCF margin 37.0% — cash conversion looks healthy.
  • Revenue CAGR 5Y 26.1% — durable top-line compound.

Watchouts

  • ROA 1.2% — muted asset returns.
  • Debt/equity 6.67 — elevated leverage risk.
  • Recent EPS growth -11.1% — earnings momentum is weak.
  • Rev CAGR 5Y 26.1%
  • Rev CAGR 3Y 12.4%
  • EPS CAGR 5Y 12.0%
  • EPS CAGR 3Y 2.8%
  • FCF CAGR 5Y 39.8%
  • FCF CAGR 3Y 8.2%
Supporting · 07

OSBC stock FAQs

Short answers for OSBC stock — statements, sector, and how this page is meant to be used.

What is OSBC stock?

OLD SECOND BANCORP INC (OSBC) operates as a commercial bank. OSBC stock sits in Financials (State Commercial Banks), listed on Nasdaq.

Where can I find OLD SECOND BANCORP INC financial statements?

OLD SECOND BANCORP INC financial statements — income statement, balance sheet, and cash flow — are on this OSBC stock page, parsed from SEC 10-K and 10-Q filings. Use Annual or Quarterly, then the statement tabs. Research only.

What happened to OSBC stock?

This page is a research snapshot of OLD SECOND BANCORP INC (OSBC) from the latest SEC filings in the Misprise database as of TTM. It is not a news feed or a delisting notice. Open the financial statements, chart, and peer compare below, then read the filings. Research only — not financial advice.

Does this page show the OSBC stock price?

The live chart on this OSBC stock page is the same TradingView chart as the screener. Statement tables use SEC filings. Any price or multiple on the TTM column is a market snapshot from the last seed, not a real-time quote. Research only.

What sector is OSBC stock in?

OLD SECOND BANCORP INC is classified in State Commercial Banks, inside the Financials sector, and trades on Nasdaq. This page is a research snapshot, not a full company profile.

How do I read OSBC financial statements?

Start with this ticker’s block (TTM, then its fiscal years or quarters). Each Compare name is a separate block of its own periods — not mixed by year. A blank is a period we do not have, not a zero. Research only — not a buy or sell.

Where does the OSBC statement data come from?

Income, balance sheet, and cash-flow lines are parsed from SEC company filings (10-K / 10-Q and 20-F). TTM is the last four reported quarters added together, not a separate filing. P/E, forward P/E, price, and market cap are a market quote at last seed — trailing P/E from the quote when available, otherwise last price divided by TTM EPS. They are not 10-K line items and appear on the TTM column only. Research only — not financial advice.

Where can I find the OSBC income statement, balance sheet, and cash flow?

On this OSBC stock page, open Financial statements and use the Income, Balance sheet, and Cash flow tabs. Growth and valuation sit under More. Filing figures are from SEC reports; valuation multiples are the market snapshot described above.

What is the Misprise Score for OSBC stock?

OSBC stock currently scores 68/100 (Constructive (60–72)). OLD SECOND BANCORP INC is constructive on the screen — worth a deeper look at compounding and filings before treating it as high conviction. The score is a screen of quality, growth, and balance-sheet inputs — not a price target. Compare it in the Misprise screener; it is not a separate score page.

How is the OSBC comparison winner decided?

Lead and Tie follow the number printed on each factor row, not a blended category score. Growth, quality, score, current ratio, and coverage: the higher figure leads. Value multiples (P/E, PEG, P/B, P/S) and debt ratios: the lower figure leads. Tie appears only when those printed numbers match. The header winner is whoever takes more of those five rows. CAGR uses the 5-year horizon and drops to 3-year only when both names report it. Research only — not a buy or sell.

What is the Anomaly Score on this OSBC page?

Anomaly Score is how unusual a filing pattern is versus this company’s own history and its industry — not the same as Misprise Score. A high anomaly with a weak Misprise Score is often a noisy name. Open the anomaly detector to see the flag. Research only — not financial advice.

What does the green grant dot mean on OSBC stock?

A green circle next to the title means this ticker appears in the Misprise grants calendar with a recent federal award (USASpending / SAM). Tap the dot for date, agency, and amount when available. It is a research flag only — not a buy or sell signal.

Is OSBC stock a buy?

No recommendation either way. This OSBC stock page organizes statements, ratios, and peers so you can do your own work. It is educational only — not advice to buy or sell OLD SECOND BANCORP INC.