Research desk · UMBF · Nasdaq

SEC financials, peer compare, and chart. Scores open the matching desk. Research only — not advice.

UMB FINANCIAL CORP · National Commercial Banks

UMB FINANCIAL CORP financial statements, chart, and peer compare from SEC filings.

UMB FINANCIAL CORP (UMBF) operates as a commercial bank.

Market cap
$10.86B
P/E
12.61
P/B
1.35
Profit margin
46.37%
ROE
10.32%
NI CAGR 5Y
19.64%

Related Financials stocks: WBS stock financials · VLY stock financials · BOKF stock financials · FHN stock financials · WTFC stock financials

See Financials moving on the anomaly desk

misprise.com
Constructive (60–72) TTM Updated October 19, 2026 4:00 am ← Screener
Primary research · 02

UMBF financial statements

Each Compare name is its own block of years. Filing lines are SEC reports; P/E and price sit on that name’s TTM column only.

Primary research · 03

UMBF stock peer compare

Each bar is that name’s percent vs its last TTM, on one zero line. Zero is unchanged. This ticker is the black bar.

Focus chart

Zero is unchanged vs last TTM. Every name is a percent for the metric you pick.

Supporting · 04

UMBF stock peer headlines

Yahoo Finance RSS for UMBF and the names in Compare.

Ticker Date Headline
Loading headlines…
Supporting · 05

UMBF stock price chart

Overlays follow the Compare table.

Chart loads when you scroll here
Supporting · 06

UMBF stock — research snapshot

Screen strengths and watchouts for UMBF stock from the latest Misprise snapshot.

Strengths

  • Operating margin 135.2% — solid operating leverage.
  • Profit margin 46.4% — durable bottom-line quality.
  • FCF margin 33.0% — cash conversion looks healthy.
  • Revenue CAGR 5Y 20.6% — durable top-line compound.
  • Debt/equity 0.19 — leverage looks manageable.

Watchouts

  • ROA 1.2% — muted asset returns.
  • Rev CAGR 5Y 20.6%
  • Rev CAGR 3Y 26.8%
  • EPS CAGR 5Y 9.4%
  • EPS CAGR 3Y 1.6%
  • FCF CAGR 5Y 25.6%
  • FCF CAGR 3Y 10.9%
Supporting · 07

UMBF stock FAQs

Short answers for UMBF stock — statements, sector, and how this page is meant to be used.

What is UMBF stock?

UMB FINANCIAL CORP (UMBF) operates as a commercial bank. UMBF stock sits in Financials (National Commercial Banks), listed on Nasdaq.

Where can I find UMB FINANCIAL CORP financial statements?

UMB FINANCIAL CORP financial statements — income statement, balance sheet, and cash flow — are on this UMBF stock page, parsed from SEC 10-K and 10-Q filings. Use Annual or Quarterly, then the statement tabs. Research only.

What happened to UMBF stock?

This page is a research snapshot of UMB FINANCIAL CORP (UMBF) from the latest SEC filings in the Misprise database as of TTM. It is not a news feed or a delisting notice. Open the financial statements, chart, and peer compare below, then read the filings. Research only — not financial advice.

Does this page show the UMBF stock price?

The live chart on this UMBF stock page is the same TradingView chart as the screener. Statement tables use SEC filings. Any price or multiple on the TTM column is a market snapshot from the last seed, not a real-time quote. Research only.

What sector is UMBF stock in?

UMB FINANCIAL CORP is classified in National Commercial Banks, inside the Financials sector, and trades on Nasdaq. This page is a research snapshot, not a full company profile.

How do I read UMBF financial statements?

Start with this ticker’s block (TTM, then its fiscal years or quarters). Each Compare name is a separate block of its own periods — not mixed by year. A blank is a period we do not have, not a zero. Research only — not a buy or sell.

Where does the UMBF statement data come from?

Income, balance sheet, and cash-flow lines are parsed from SEC company filings (10-K / 10-Q and 20-F). TTM is the last four reported quarters added together, not a separate filing. P/E, forward P/E, price, and market cap are a market quote at last seed — trailing P/E from the quote when available, otherwise last price divided by TTM EPS. They are not 10-K line items and appear on the TTM column only. Research only — not financial advice.

Where can I find the UMBF income statement, balance sheet, and cash flow?

On this UMBF stock page, open Financial statements and use the Income, Balance sheet, and Cash flow tabs. Growth and valuation sit under More. Filing figures are from SEC reports; valuation multiples are the market snapshot described above.

What is the Misprise Score for UMBF stock?

UMBF stock currently scores 62/100 (Constructive (60–72)). UMB FINANCIAL CORP is constructive on the screen — worth a deeper look at compounding and filings before treating it as high conviction. The score is a screen of quality, growth, and balance-sheet inputs — not a price target. Compare it in the Misprise screener; it is not a separate score page.

How is the UMBF comparison winner decided?

Lead and Tie follow the number printed on each factor row, not a blended category score. Growth, quality, score, current ratio, and coverage: the higher figure leads. Value multiples (P/E, PEG, P/B, P/S) and debt ratios: the lower figure leads. Tie appears only when those printed numbers match. The header winner is whoever takes more of those five rows. CAGR uses the 5-year horizon and drops to 3-year only when both names report it. Research only — not a buy or sell.

What is the Anomaly Score on this UMBF page?

Anomaly Score is how unusual a filing pattern is versus this company’s own history and its industry — not the same as Misprise Score. A high anomaly with a weak Misprise Score is often a noisy name. Open the anomaly detector to see the flag. Research only — not financial advice.

What does the green grant dot mean on UMBF stock?

A green circle next to the title means this ticker appears in the Misprise grants calendar with a recent federal award (USASpending / SAM). Tap the dot for date, agency, and amount when available. It is a research flag only — not a buy or sell signal.

Is UMBF stock a buy?

No recommendation either way. This UMBF stock page organizes statements, ratios, and peers so you can do your own work. It is educational only — not advice to buy or sell UMB FINANCIAL CORP.